BOAT INSURANCE question

A little off topic sorry , but I ll be looking to get some boat insurance for my boat , if you could give me some advice or who to use or what's the best thing to do and cheapest way would be very appriciated

Thanks in advance for any info

My insurance broker advised me to use a different company then my home and car. It is more likely to put a claim in on a boat then a home or car because the lack of care on the water. If you bundle them all together and have to put a claim in then you run the risk of all your priemums raising. If it's with a seperate company then it would just be the primium on your boat that goes up. As far as cheapest just call around and get quotes

I'm insured with Pacific Marine Underwriting 416-607-7087, you can get a quote
on line

http://www.pacificmarine.ca/

as well... depending on the year of the boat, many insurance companies want a marine survey... roughly 500$

Depending on the size and year of your boat, your home insurance might cover it.

Mines insured under my house insurance

What would be my best bet I'm 19 and don't own a house but can't seem to find a company that mainly does boats

I am insured under dominion. If you are having trouble then you can call an insurance broker. They find you a insurance company and the insurance company pays them for your business. All you pay is your premiums

Statefarm / des jardins , i have stand alone boat insurance no car or home with then just boat. No marine survey required

I called a broker before and they never called me back so figured they didn't find one as for state farm don't you have to be 25 to be with them?

You could be right , im 25 and got my insurance from them last year . They never mentioned anything about age to me probably because i just made the cut??


Statefarm was my last straw everywhere else wanted a marine survey ,

No.. State Farm (Desjardins) covers all ages. Just better rates if older I guess. That is one good thing about getting old. My bones are starting to hurt!

April marine. Used to be called marine experts. As far as I know, they only deal with watercraft. That's who I use.

Definitely going to call them tommorow and get a quote it could be different with boat insurance because I know for a car they said not till I'm 25

Harbour insurance has small boat insurance (under 30000$ for 325$)


Express Small Boat Insurance Policy:

Express Small Boat Insurance Policy: Our Express Policy was designed with smaller, lower valued vessels in mind. As long as your boat fits within the following criteria, you can take advantage of our Express policy:
$30,000 maximum value for boat, motor, trailer and equipment.
Vessel length is up to 30′ for Powerboats with a maximum speed of 60MPH.
Vessel length is up to 30′ for Sailboats.
Construction of vessel is Fiberglass, aluminum or fabric (rigid hull inflatable boats).
Pleasure use only with no incidental business use, commuting or chartering.
From $325 plus PST.
- See more at: http://www.harbourinsurance.ca/small-boat-...h.K97p3cp0.dpuf